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does-car-insurance-cover-damage-to-your-own-car ? Or car insurance own damage. or damaged my own car insurance car :--->

does-car-insurance-cover-damage-to-your-own-car ? Or car insurance own damage. or damaged my own car insurance car :--->

standalone Own Damage Car Insurance, what is this? if i damaged my own car will insurance pay.

meaning of  Own damage (OD) in car exactly synonym as– damage to your own vehicle (now talking specially, car). The put of the OD section in policy means it will give cover the price of repair to your car. 

own-damage-car-insurance, situation

This policy is Also known as "a stand alone own damage(OD) policy". At the side of flip, a insurence policy in have no own damage part  in policy only covers to a person what you owe to a third party( third parti stand for : loss of other person in any accident with you, or you hit to any other person vehicle car) and is also called ‘third party liability insurance’.

 So, if you accidentally hit  to your neighbour’s car, and both the cars get damage, your insurance will be use to cover the repair of his(third parti)car, one car insurence policy that paked of both the own damage(OD) plus the third party liability(TP) is called a Comprehensive Policy. if i damaged my own car will insurance pay.

Protect your car in damages with a standalone breaking in you own car own-damage (OD) coverage. One own damage Cat insurence policy or stand alone OD car insurance policy is to get help you, a person policyholder, cover the losses happen by your car. The kind damages covered are as given as for,  can i claim insurance if i damage my own car

/own-damage-car-insurance, situation star* points.

*1. damages in accident due by external means: Any unexpected, suddenly or unintentional breaking in car or a collision with vehicle that can make damage to the car is considered accidental damage.

*2. Burnt in Fire, Explosions in any event, Lightning, Implosions, and self-ignition: Fires in car by an accident or an explosion that leads to damaging in your car are covered under in this an own damage insurance policy.

*3. Natural hazardous calamities like typhoons, floods, hailstorms, cyclones and more as these. If your car get damaged cause to hailstorms, water flood, cyclones, more as . then the own-damage policy gets cover and will protect you from these type losses.

*4. Damage in these hazard as landslide, Earthquake, and rockslides: If your car get damage by the rocks , stones and debris from an earthquake, rock slide, or landslide. This policy standalone OD insurance protects you in these financial losses.

*5. Burglary, thiefs Theft to cat and Housebreaking: any time your car get damaged as a result of a home break-in or the damage is by- violent burglary attempt, than the stand alone OD car insurance give coverages the damage. Whenever, the car get stolen, then it will amount will a total loss.

*6. Total Loss in a vehicle such as car: Total loss packages to the complete loss of your car due to extensive and irreversible destroyed damage or geting theft to the car. The policy own damage car insurance covers the total loss of your car,  you will be compensated with this type of damage.

*7. Deformation of vehicles by rail, air, road, or inland waterways: If some time dents and scratches marked in the car during Its transportation by road, air, rail, or inland waterways, this policy OD car insurance cover give protect you and your vehicle car from this damage.

*8.  Attacks by Terrorism, Strikes, Riots and  or Malicious Damage: The own damage car policy insurance give cover and protects your car from the losses that occur caused  by human such as a terror attacking, rioting, vandalism, more as these.

However, you can also buy a standalone Own damage car insurance policy if you taked the third-party car insurance cover.

More know about 5 types of car insurance by click blue link.



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